Anil Dadlani
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About Anil
ABOUT ANIL DADLANI
LOGIC BEFORE LOANS. STRATEGY. STRUCTURE. THEN THE LOAN.
A Strategic Approach to Home Lending
I'm Anil Dadlani, a Lending Specialist based in Craigieburn, Melbourne. My approach to home lending is built around a simple philosophy: Logic before loans.
Every client has a different financial situation, goals and circumstances. Rather than simply finding a loan, I start by understanding the bigger picture, developing a strategy, structuring the finance appropriately, and then identifying a suitable lending solution.
STRATEGY → STRUCTURE → LOAN.
The right loan isn't just about the interest rate. It's about finding a solution that fits your circumstances today while considering your longer-term financial objectives.
YOUR SCENARIO. YOUR STRATEGY. YOUR SOLUTION.
I approach every client scenario as if I were making the decision myself. I look beyond the immediate application to consider the overall financing structure, available options, lender policies and potential challenges.
Whether you're buying your first home, refinancing, investing in property or dealing with a more complex lending situation, my aim is to help you understand your options and make informed decisions.
For me, lending is not simply transactional. Many clients return for subsequent loans, refer family and friends, and develop relationships with me that extend well beyond settlement.
SERVICE FIRST. CLIENT FIRST. ALWAYS.
From our first conversation through to settlement and beyond, I provide personal guidance and hands-on support throughout the lending journey.
I liaise with lenders, help coordinate with your conveyancer, explain the process and keep you informed along the way. I'm available seven days a week, subject to availability, because I understand that property decisions and questions don't always arise during standard business hours.
My support doesn't end when the loan settles. I proactively review clients' lending arrangements over time and look for opportunities to improve their position when circumstances and lender policies allow.
COMPLIMENTARY PROPERTY REPORTS
When you're researching properties, I can provide complimentary CoreLogic and PropTrack property reports for the properties you're considering, subject to availability. These reports can help you assess property information and approach negotiations with greater confidence.
TRUSTED PROFESSIONAL CONNECTIONS
Property finance often involves more than a lender. Where needed, I can connect you with conveyancers and solicitors from my professional network to help you navigate the wider property-buying process.
WHAT MY CLIENTS SAY
“From 'not possible' to 'approved'—that's what Anil delivers. We didn't just get a loan—we got the right solution.”
— Ramk S
“It wasn't just transactional for us, but we definitely made a good friend in him.”
— Muaz Batterywala
“We have benefited immensely by a rate reduction due to Anil's vigilance.”
— B P
“Anil Sir went above and beyond. He was incredibly responsive, explained all our options clearly, and found us a great rate.”
— Maddy Chind
“Anil isn't just a mortgage broker—he delivers smart, strategic home loan solutions that others often miss.”
— Ramk S
“He offers more than just mortgage expertise—he's a strategic thinker, a proactive problem-solver, and a genuine expert in home lending.”
— Sujatha
“My sister and I worked with Anil on a complex remortgage request, and we couldn't be more grateful for his support.”
— Anju Angelin
“I've now done three loans with him.”
— Ramk S
LENDING EXPERTISE
First Home Buyers · Owner-Occupied Home Loans · Investment Property Loans · Refinancing and Equity Access · Self-Employed Borrowers · Complex Lending · SMSF Lending · Commercial Finance · Construction Loans · Bridging Finance · Expat and Non-Resident Lending
BASED IN CRAIGIEBURN. HELPING CLIENTS AUSTRALIA-WIDE.
I assist clients in Craigieburn, Mickleham, Kalkallo, Donnybrook, Roxburgh Park, Greenvale, Sunbury and across Victoria, as well as clients in other parts of Australia.
BACKED BY MORTGAGE CHOICE
As a Mortgage Choice franchisee, I have access to a panel of 35+ lenders, along with the resources and support of Mortgage Choice and its association with realestate.com.au. This enables me to help clients compare lending options across participating banks and non-bank lenders.
I'm also MFAA accredited, reflecting my commitment to professional standards in mortgage and finance broking.
LOGIC BEFORE LOANS. STRATEGY BEFORE STRUCTURE. THE RIGHT LOAN FOLLOWS.
SERVICE FIRST. CLIENT FIRST. ALWAYS.
Phone: 0421 648 447
Email: anil.dadlani@mortgagechoice.com.au
WhatsApp: https://wa.me/61421648447
Anil Dadlani | Mortgage Choice Lending Specialist | MFAA Accredited
Specialises in
Business mix, last 12 months
Works with: PAYG employees, Self-employed or low doc, Complex situations (credit history, trusts, unusual income)Languages
English, Hindi
How Anil works
- Best way to reach
- Phone, Text, Email, Video call, In person
- Also available
- Evenings, Weekends
- Outside work
- The beach and outdoors, Family time, Travel
Reviews
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Case studies
Self-Employed Borrower with Changing Borrowing Capacity
A self-employed client needed finance for a property purchase, with the timing of the transaction creating additional challenges. Interest rates changed after the initial pre-approval, reducing the borrowing capacity available under the original assessment. I reassessed the available options, researched lenders whose policies could accommodate the client's financial circumstances and worked through an alternative lending strategy. The case required more than a rate comparison: lender policy, borrowing capacity and the client's broader objectives all needed to be considered together. What this demonstrates: Self-employed lending expertise, policy research, adaptability and strategic loan structuring.
Complex Remortgage Requiring a Change in Lending Structure
A remortgage involving multiple borrowers required careful consideration of changes to the borrowing and ownership arrangements. The initial proposed structure received approval, but the clients subsequently revised their plans, requiring the lending structure to be reconsidered with the bank. I worked through the revised requirements, coordinated with the relevant parties and sought to adapt the proposed arrangement to the clients' updated objectives. Throughout the process, clear communication, attention to lender requirements and a willingness to work through the complexities were essential. What this demonstrates: Complex refinancing, structural problem-solving, lender coordination and responsiveness when circumstances change.
First Home Purchase with a 10% Deposit and No LMI
A first-home-buying couple needed a home loan with a 10% deposit but could not access the available government deposit scheme. The key was identifying a lender whose specialist lending policy offered an LMI waiver for eligible professionals at up to 90% loan-to-value ratio (LVR). This required detailed research into lender-specific eligibility criteria and professional lending policies, as only a limited number of potential options appeared suitable for the clients' circumstances. By carefully assessing the available options and matching the clients' circumstances to an appropriate lender, I helped them secure a suitable home loan without lenders mortgage insurance (LMI). They progressed from their initial enquiry through pre-approval to settlement, achieving their goal of owning their first home. What this demonstrates: Specialist lender-policy knowledge, identifying professional-based lending benefits, strategic lender selection and a client-first approach.
Meet Anil
What would your friends say you’re known for?
“Being a problem-solver who thinks things through, looks at the bigger picture and genuinely wants to help.”
What’s your favourite thing about the area you live in?
“I love Craigieburn's family-friendly community, its cultural diversity and seeing the area grow as more families put dow”
What’s one thing you want every new client to know?
“You'll deal directly with me from start to finish. Logic before loans: strategy, structure, then the loan.”
Lender panel
Anil can arrange loans with 42 lenders.
