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Melbourne, VIC

Mortgage brokers in Melbourne

1,771 mortgage broking firms across 411 Melbourne suburbs, rated 4.9 out of 5 on average. Choose your suburb to compare the mortgage brokers (finance brokers and home loan brokers) near you.

Updated October 2026

Highest rated mortgage brokers in Melbourne

How we rank
Anil Dadlani
Anil Dadlani
Mortgage Choice Anil Dadlani · Craigieburn, VIC
5.0 from 28 Google reviews
Website verified
ConstructionPAYGFirst home buyersCommercial
Excellent
8.6BrokerScore
Contact AnilView profile

Mortgage brokers and home loans in Melbourne

1,771 mortgage broking firms on BrokerScore are based in Melbourne, across 411 suburbs. Together they have 106,426 reviews with an average rating of 4.9 out of 5. Of these, 4 have a BrokerScore of 7.0 or higher.

Among the 4 Melbourne mortgage brokers who have claimed their profile, the most common specialties are first home buyer, payg, investor and self-employed, and the lenders that come up most on their panels are AMP Bank, ANZ, Athena and Auswide Bank. Between them they speak Hindi, Persian, Polish and Turkish, as well as English.

At the 2021 Census, 37% of homes across these suburbs were owned with a mortgage (VIC: 36%), 30% were owned outright and 31% were rented. In most suburbs the median mortgage repayment was between $1,898 and $2,274 a month.

Home ownership figures: ABS 2021 Census, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

House prices across Melbourne

Highest median house prices
  1. Toorak$4,075,000
  2. Middle Park$3,510,000
  3. Malvern$3,500,000
  4. Canterbury$3,260,000
  5. Brighton$3,060,000
Most affordable
  1. Melton$565,000
  2. Melton South$600,000
  3. Kilmore$605,000
  4. Melton West$615,000
  5. Dallas$620,000

Jan-Mar 2026 quarter, suburbs with 10 or more house sales (309 suburbs). Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0.

Local tips from Melbourne mortgage brokers

Anil DadlaniLocal favourites · CraigieburnWhat’s your favourite thing about the area you live in?

“I love Craigieburn's family-friendly community, its cultural diversity and seeing the area grow as more families put dow”

Buying your first home in Melbourne

The 5% Deposit Scheme price cap depends on the suburb. Eligible first home buyers can buy up to the cap with a 5% deposit and no lenders mortgage insurance.

  • $950,000 in Melbourne and Geelong (400 Melbourne suburbs)
  • $650,000 in the rest of Victoria (2 Melbourne suburbs)
Victoria grants and concessions
  • A First Home Owner Grant for eligible new homes.
  • A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
  • Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria.

First home buyer mortgage brokers in Melbourne →

Mortgage broker Melbourne FAQs

How many mortgage brokers are there in Melbourne?

There are 1,771 mortgage broking firms on BrokerScore based in Melbourne. The suburbs with the most choice are East Melbourne, Cremorne and Collingwood. Search your suburb to see who’s closest to you.

Who are the best mortgage brokers in Melbourne?

By BrokerScore, the highest rated mortgage brokers in Melbourne right now are Anil Dadlani (8.6), Low Rate Home Loan (8.2) and Integrity Finance Australia (8.1). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them.

How much does a mortgage broker cost in Melbourne?

Most mortgage brokers in Melbourne don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.

What is the 5% Deposit Scheme price cap in Melbourne?

It depends on the suburb: $950,000 in Melbourne and Geelong and $650,000 in the rest of Victoria. Check the suburb page, or confirm with a participating lender or mortgage broker.

Which Melbourne suburbs have the highest house prices?

In the Jan-Mar 2026 quarter figures, the highest median house prices were in Toorak ($4,075,000), Middle Park ($3,510,000) and Malvern ($3,500,000). The most affordable included Melton ($565,000), Melton South ($600,000) and Kilmore ($605,000).

Can I find a mortgage broker in Melbourne who speaks my language?

Yes. Mortgage brokers in Melbourne on BrokerScore speak Hindi, Persian, Polish and Turkish. Choose your suburb and use the language filter.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel, which for Melbourne mortgage brokers commonly includes AMP Bank, ANZ, Athena and Auswide Bank. They must act in your best interests, and they handle the paperwork through to settlement.

Is a finance broker the same as a mortgage broker?

Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Melbourne on BrokerScore is on the ASIC register, whichever name they use.

How do I choose a mortgage broker in Melbourne?

Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.

All Melbourne suburbs

Abbotsford 3067Aberfeldie 3040Aintree 3336Airport West 3042Albert Park 3206Albion 3020Alphington 3078Altona 3018Altona Meadows 3028Altona North 3025Ardeer 3022Armadale 3143Arthurs Creek 3099Ascot Vale 3032Ashburton 3147Ashwood 3147Aspendale 3195Aspendale Gardens 3195Avondale Heights 3034Bacchus Marsh 3340Balaclava 3183Balnarring 3926Balnarring Beach 3926Balwyn 3103Balwyn East 3103Balwyn North 3104Bangholme 3175Bayswater 3153Bayswater North 3153Beaconsfield 3807Beaconsfield Upper 3808Beaumaris 3193Bellfield 3081Bentleigh 3204Bentleigh East 3165Berwick 3806Beveridge 3753Black Rock 3193Blackburn 3130Blackburn North 3130Blackburn South 3130Blairgowrie 3942Bonbeach 3196Bonnie Brook 3335Boronia 3155Botanic Ridge 3977Box Hill 3128Box Hill North 3129Box Hill South 3128Braeside 3195Braybrook 3019Brentford Square 3131Briar Hill 3088Brighton 3186Brighton East 3187Brighton North 3186Broadmeadows 3047Brookfield 3338Brooklyn 3012Brunswick 3056Brunswick East 3057Brunswick West 3055Bulleen 3105Bundoora 3083Burnley 3121Burnside 3023Burnside Heights 3023Burwood 3125Burwood East 3151Cairnlea 3023Camberwell 3124Campbellfield 3061Canterbury 3126Capel Sound 3940Carlton 3053Carlton North 3054Carnegie 3163Caroline Springs 3023Carrum 3197Carrum Downs 3201Caulfield 3162Caulfield North 3161Caulfield South 3162Chadstone 3148Chelsea 3196Chelsea Heights 3196Cheltenham 3192Chirnside Park 3116Christmas Hills 3775Clarinda 3169Clayton 3168Clayton South 3169Clifton Hill 3068Clyde 3978Clyde North 3978Cobblebank 3338Coburg 3058Coburg North 3058Cockatoo 3781Coldstream 3770Collingwood 3066Coolaroo 3048Craigieburn 3064Cranbourne 3977Cranbourne East 3977Cranbourne North 3977Cranbourne South 3977Cranbourne West 3977Cremorne 3121Croydon 3136Croydon Hills 3136Croydon North 3136Croydon South 3136Dallas 3047Dandenong 3175Dandenong North 3175Dandenong South 3175Darley 3340Darling 3145Deanside 3336Deepdene 3103Deer Park 3023Delahey 3037Dendy 3186Derrimut 3026Devon Meadows 3977Diamond Creek 3089Diggers Rest 3427Dingley Village 3172Docklands 3008Doncaster 3108Doncaster East 3109Donnybrook 3064Donvale 3111Doreen 3754Doveton 3177Dromana 3936Eaglemont 3084East Melbourne 3002Edithvale 3196Elsternwick 3185Eltham 3095Eltham North 3095Elwood 3184Emerald 3782Endeavour Hills 3802Epping 3076Essendon 3040Essendon Fields 3041Essendon North 3041Essendon West 3040Eumemmerring 3177Eynesbury 3338Fairfield 3078Fawkner 3060Ferntree Gully 3156Ferny Creek 3786Fitzroy 3065Fitzroy North 3068Flemington 3031Footscray 3011Forest Hill 3131Frankston 3199Frankston North 3200Frankston South 3199Fraser Rise 3336Gardenvale 3185Gembrook 3783Gisborne 3437Gisborne South 3437Gladstone Park 3043Glen Huntly 3163Glen Iris 3146Glen Waverley 3150Glenroy 3046Gowanbrae 3043Greensborough 3088Greenvale 3059Hadfield 3046Hallam 3803Hampton 3188Hampton East 3188Hampton Park 3976Harkaway 3806Harkness 3337Hastings 3915Hawthorn 3122Hawthorn East 3123Hawthorn West 3122Healesville 3777Heathcote Junction 3758Heatherton 3202Heathmont 3135Heidelberg 3084Heidelberg Heights 3081Heidelberg West 3081Hesket 3442Highett 3190Hillside 3037Hoddles Creek 3139Hoppers Crossing 3029Hughesdale 3166Huntingdale 3166Hurstbridge 3099Ivanhoe 3079Ivanhoe East 3079Junction Village 3977Kalkallo 3064Kealba 3021Keilor 3036Keilor Downs 3038Keilor East 3033Keilor Lodge 3038Keilor Park 3042Kensington 3031Kew 3101Kew East 3102Keysborough 3173Kilmore 3764Kilsyth 3137Kinglake 3763Kings Park 3021Kingsbury 3083Kingsville 3012Knoxfield 3180Kooyong 3144Kurunjang 3337Lalor 3075Langwarrin 3910Laverton 3028Laverton North 3026Lilydale 3140Lower Plenty 3093Lynbrook 3975Lyndhurst 3975Lysterfield 3156Macleod 3085Maddingley 3340Maidstone 3012Malvern 3144Malvern East 3145Mambourin 3024Manor Lakes 3024Maribyrnong 3032McCrae 3938McKinnon 3204Meadow Heights 3048Melbourne 3000Melton 3337Melton South 3338Melton West 3337Mentone 3194Menzies Creek 3159Mernda 3754Merricks Beach 3926Mickleham 3064Middle Park 3206Mill Park 3082Mitcham 3132Monbulk 3793Mont Albert 3127Mont Albert North 3129Montmorency 3094Montrose 3765Moonee Ponds 3039Moorabbin 3189Mooroolbark 3138Mordialloc 3195Mornington 3931Mount Dandenong 3767Mount Eliza 3930Mount Evelyn 3796Mount Martha 3934Mount Waverley 3149Mulgrave 3170Murrumbeena 3163Narre Warren 3805Narre Warren North 3804Narre Warren South 3805New Gisborne 3438Newport 3015Niddrie 3042Noble Park 3174Noble Park North 3174North Melbourne 3051North Warrandyte 3113Northcote 3070Notting Hill 3168Nunawading 3131Oak Park 3046Oakleigh 3166Oakleigh East 3166Oakleigh South 3167Officer 3809Officer South 3809Olinda 3788Ormond 3204Pakenham 3810Park Orchards 3114Parkdale 3195Parkville 3052Pascoe Vale 3044Pascoe Vale South 3044Patterson Lakes 3197Pearcedale 3912Plenty 3090Plumpton 3335Point Cook 3030Port Melbourne 3207Prahran 3181Preston 3072Princes Hill 3054Ravenhall 3023Reservoir 3073Richmond 3121Riddells Creek 3431Ringwood 3134Ringwood East 3135Ringwood North 3134Rockbank 3335Romsey 3434Rosanna 3084Rosebud 3939Rowville 3178Roxburgh Park 3064Rye 3941Safety Beach 3936Sandhurst 3977Sandringham 3191Scoresby 3179Seabrook 3028Seaford 3198Seddon 3011Skye 3977Somerton 3062Somerville 3912Sorrento 3943South Melbourne 3205South Morang 3752South Wharf 3006South Yarra 3141Southbank 3006Spotswood 3015Springvale 3171Springvale South 3172St Albans 3021St Andrews 3761St Helena 3088St Kilda 3182St Kilda East 3183Strathmore 3041Strathmore Heights 3041Strathtulloh 3338Sunbury 3429Sunshine 3020Sunshine North 3020Sunshine West 3020Surrey Hills 3127Sydenham 3037Tarneit 3029Taylors Hill 3037Taylors Lakes 3038Templestowe 3106Templestowe Lower 3107The Basin 3154The Patch 3792Thomastown 3074Thornbury 3071Thornhill Park 3335Toolern Vale 3337Toorak 3142Tootgarook 3941Travancore 3032Truganina 3029Tullamarine 3043Tyabb 3913Upwey 3158Vermont 3133Vermont South 3133Viewbank 3084Wallan 3756Wandin North 3139Wantirna 3152Wantirna South 3152Warburton 3799Warrandyte 3113Warrandyte South 3134Warranwood 3134Waterways 3195Watsonia 3087Watsonia North 3087Wattle Glen 3096Weir Views 3338Werribee 3030Werribee South 3030West Footscray 3012West Melbourne 3003Westmeadows 3049Wheelers Hill 3150Whittlesea 3757Williams Landing 3027Williamstown 3016Windsor 3181Wollert 3750Wonga Park 3115Woodend 3442Woori Yallock 3139Wyndham Vale 3024Yallambie 3085Yarrambat 3091Yarraville 3013