Mortgage brokers in Perth

There are 634 mortgage broking firms on BrokerScore based in Perth. The suburbs with the most choice are City Beach, Northbridge and Menora. Search your suburb to see who’s closest to you.

Most mortgage brokers in Perth don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.

The price cap in Perth is $850,000. Eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance under the Australian Government 5% Deposit Scheme.

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Perth on BrokerScore is on the ASIC register, whichever name they use.

Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.