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Sydney, NSW

Mortgage brokers in Sydney

2,190 mortgage broking firms across 587 Sydney suburbs, rated 4.9 out of 5 on average. Choose your suburb to compare the mortgage brokers (finance brokers and home loan brokers) near you.

Updated October 2026

Popular suburbs in Sydney

Mortgage brokers Ultimo (558)Mortgage brokers Millers Point (554)Mortgage brokers Darlinghurst (552)Mortgage brokers Barangaroo (550)Mortgage brokers Dawes Point (546)Mortgage brokers Elizabeth Bay (546)Mortgage brokers Haymarket (546)Mortgage brokers Lavender Bay (546)Mortgage brokers McMahons Point (545)Mortgage brokers Pyrmont (545)Mortgage brokers Potts Point (544)Mortgage brokers Rushcutters Bay (540)
First home buyer brokers in SydneyRefinancing brokers in Sydney

Highest rated mortgage brokers in Sydney

How we rank
Minyi Peng
Minyi Peng
M&P Future Finance · Sydney, NSW
5.0 stars from 5 reviews
CommercialVisa holdersFirst home buyersRefinance

“I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about…” HANK

Good
7.8BrokerScore
Contact MinyiView profile

Mortgage brokers and home loans in Sydney

2,190 mortgage broking firms on BrokerScore are based in Sydney, across 587 suburbs. Together they have 137,503 reviews with an average rating of 4.9 out of 5. Of these, 4 have a BrokerScore of 7.0 or higher.

Among the 5 Sydney mortgage brokers who have claimed their profile, the most common specialties are payg, refinance, commercial and first home buyer, and the lenders that come up most on their panels are AMP Bank, ANZ, Bankwest and Commonwealth Bank. Between them they speak Cantonese and Mandarin, as well as English.

At the 2021 Census, 33% of homes across these suburbs were owned with a mortgage (NSW: 33%), 27% were owned outright and 37% were rented. In most suburbs the median mortgage repayment was between $2,188 and $3,000 a month.

Home ownership figures: ABS 2021 Census, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Local market insights from Sydney mortgage brokers

Minyi Peng
Minyi Peng
On Eastgardens

Eastgardens is a convenient residential area in Sydney’s south-east, known for its major shopping centre, Westfield Eastgardens, and access to local shops, schools and bus services. The area may appeal to families, professionals and buyers who value everyday convenience and access to nearby suburbs such as Maroubra, Pagewood and Matraville. Property options in and around Eastgardens include apartments, townhouses…

Minyi Peng
Minyi Peng
On Matraville

Matraville is an established suburb in Sydney’s south-east, offering a mix of houses, townhouses and apartments. Its location provides access to local shops, schools, parks and bus services, making it an option for families and buyers who want to live within reach of the city and nearby coastal areas. When looking at properties in Matraville, buyers should compare recent sales of similar homes, as prices can vary…

Minyi Peng
Minyi Peng
On Sydney

Sydney offers a diverse range of housing options, from apartments close to the CBD to family homes in established suburbs. Buyers choosing where to live often consider commuting times, access to public transport, nearby schools and local shopping facilities. For example, Chatswood attracts buyers who value train and Metro connections, shopping facilities and access to schools. Hurstville is another popular option…

Local tips from Sydney mortgage brokers

Initio FinanceLocal favourites · BankstownWhere’s your go-to spot for a morning coffee?

“My home-made Greek style frappe”

Buying your first home in Sydney

The 5% Deposit Scheme price cap in Sydney is $1,500,000. Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

New South Wales grants and concessions
  • No transfer duty on new or existing homes up to $800,000, and reduced duty up to $1 million.
  • No duty on vacant land up to $350,000, and reduced duty up to $450,000.
  • A First Home Owner (New Homes) Grant is available for eligible new homes. Check Revenue NSW for the current amount and caps.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, New South Wales.

First home buyer mortgage brokers in Sydney →

What Sydney locals say

“I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about helping her clients. She took the time to understand my needs, explain different loan options clearly, and help me find the most suitable solution. She…”

HANK about Minyi Peng, Sydney

Mortgage broker Sydney FAQs

How many mortgage brokers are there in Sydney?

There are 2,190 mortgage broking firms on BrokerScore based in Sydney. The suburbs with the most choice are Ultimo, Millers Point and Darlinghurst. Search your suburb to see who’s closest to you.

Who are the best mortgage brokers in Sydney?

By BrokerScore, the highest rated mortgage brokers in Sydney right now are Mortgage Choice Blacktown - Irene & Christopher Cujko (9.3), Initio Finance (8.9) and Minyi Peng (7.8). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them.

How much does a mortgage broker cost in Sydney?

Most mortgage brokers in Sydney don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.

What is the 5% Deposit Scheme price cap in Sydney?

The price cap in Sydney is $1,500,000. Eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance under the Australian Government 5% Deposit Scheme.

Can I find a mortgage broker in Sydney who speaks my language?

Yes. Mortgage brokers in Sydney on BrokerScore speak Cantonese and Mandarin. Choose your suburb and use the language filter.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel, which for Sydney mortgage brokers commonly includes AMP Bank, ANZ, Bankwest and Commonwealth Bank. They must act in your best interests, and they handle the paperwork through to settlement.

Is a finance broker the same as a mortgage broker?

Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Sydney on BrokerScore is on the ASIC register, whichever name they use.

How do I choose a mortgage broker in Sydney?

Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.

All Sydney suburbs

Abbotsbury 2176Abbotsford 2046Acacia Gardens 2763Agnes Banks 2753Airds 2560Alexandria 2015Alfords Point 2234Allambie Heights 2100Allawah 2218Ambarvale 2560Annandale 2038Annangrove 2156Appin 2560Arcadia 2159Arncliffe 2205Arndell Park 2148Artarmon 2064Ashbury 2193Ashfield 2131Asquith 2077Auburn 2144Austral 2179Avalon Beach 2107Balgowlah 2093Balgowlah Heights 2093Balmain 2041Balmain East 2041Balmoral Village 2571Bangor 2234Banksia 2216Bankstown 2200Barangaroo 2000Bardia 2565Bardwell Park 2207Bardwell Valley 2207Bass Hill 2197Baulkham Hills 2153Beacon Hill 2100Beaconsfield 2015Beaumont Hills 2155Beecroft 2119Belfield 2191Bella Vista 2153Bellevue Hill 2023Belmore 2192Belrose 2085Belrose West 2085Berala 2141Berowra 2081Berowra Heights 2082Beverley Park 2217Beverly Hills 2209Bexley 2207Bexley North 2207Bilgola 2107Bilgola Plateau 2107Birchgrove 2041Birrong 2143Blackett 2770Blacktown 2148Blair Athol 2560Blakehurst 2221Blaxland 2774Blaxlands Ridge 2758Bligh Park 2756Bondi 2026Bondi Beach 2026Bondi Junction 2022Bonnet Bay 2226Bonnyrigg Heights 2177Bossley Park 2176Botany 2019Bow Bowing 2566Bowen Mountain 2753Box Hill 2765Bradbury 2560Bradfield 2556Breakfast Point 2137Brighton-Le-Sands 2216Bringelly 2556Bronte 2024Brooklyn 2083Brookvale 2100Bungarribee 2767Burraneer 2230Burwood 2134Busby 2168Cabarita 2137Cabramatta 2166Cabramatta West 2166Caddens 2747Cambridge Gardens 2747Cambridge Park 2747Camden 2570Camden Park 2570Camden South 2570Cammeray 2062Campbelltown 2560Camperdown 2050Campsie 2194Canada Bay 2046Canley Heights 2166Canley Vale 2166Canterbury 2193Caringbah 2229Caringbah South 2229Carlingford 2118Carlton 2218Carnes Hill 2171Carss Park 2221Castle Cove 2069Castle Hill 2154Castlecrag 2068Casula 2170Catherine Field 2557Cattai 2756Cecil Hills 2171Cecil Park 2178Centennial Park 2021Central Colo 2756Central Macdonald 2775Chatswood 2067Chatswood West 2067Cheltenham 2119Cherrybrook 2126Chester Hill 2162Chifley 2036Chippendale 2008Chipping Norton 2170Chiswick 2046Chullora 2190Claremont Meadows 2747Clareville 2107Clontarf 2093Clovelly 2031Cobbitty 2570Colebee 2761Collaroy 2097Collaroy Plateau 2097Colyton 2760Concord 2137Concord West 2138Condell Park 2200Connells Point 2221Constitution Hill 2145Coogee 2034Cowan 2081Cranebrook 2749Cremorne 2090Cremorne Point 2090Cromer 2099Cronulla 2230Crows Nest 2065Croydon 2132Croydon Park 2133Curl Curl 2096Currans Hill 2567Darling Point 2027Darlinghurst 2010Darlington 2008Davidson 2085Dawes Point 2000Dean Park 2761Dee Why 2099Denham Court 2565Denistone 2114Denistone East 2112Doonside 2767Double Bay 2028Dover Heights 2030Drummoyne 2047Dulwich Hill 2203Dundas Valley 2117Dural 2158Eagle Vale 2558Earlwood 2206East Hills 2213East Killara 2071East Kurrajong 2758East Lindfield 2070East Ryde 2113Eastern Creek 2766Eastgardens 2036Eastlakes 2018Eastwood 2122Edensor Park 2176Edgecliff 2027Edmondson Park 2174Elanora Heights 2101Elderslie 2570Elizabeth Bay 2011Emu Plains 2750Enfield 2136Engadine 2233Enmore 2042Epping 2121Ermington 2115Erskine Park 2759Erskineville 2043Eveleigh 2015Fairfield 2165Fairfield East 2165Fairfield Heights 2165Fairfield West 2165Fairlight 2094Faulconbridge 2776Fiddletown 2159Five Dock 2046Forest Glen 2157Forest Lodge 2037Forestville 2087Frenchs Forest 2086Freshwater 2096Gables 2765Galston 2159Georges Hall 2198Girraween 2145Gladesville 2111Glebe 2037Gledswood Hills 2557Glen Alpine 2560Glenbrook 2773Glendenning 2761Glenfield 2167Glenhaven 2156Glenmore Park 2745Glenorie 2157Glenwood 2768Gordon 2072Grantham Farm 2765Granville 2142Grasmere 2570Grays Point 2232Green Valley 2168Greenacre 2190Greenfield Park 2176Greenhills Beach 2230Greenwich 2065Gregory Hills 2557Greystanes 2145Grose Vale 2753Guildford 2161Guildford West 2161Gymea 2227Gymea Bay 2227Haberfield 2045Harrington Park 2567Harris Park 2150Haymarket 2000Hazelbrook 2779Heathcote 2233Hebersham 2770Heckenberg 2168Hillsdale 2036Hinchinbrook 2168Holroyd 2142Holsworthy 2173Homebush 2140Homebush West 2140Horningsea Park 2171Hornsby 2077Hornsby Heights 2077Horsley Park 2175Hoxton Park 2171Hunters Hill 2110Hurlstone Park 2193Hurstville 2220Hurstville Grove 2220Illawong 2234Ingleburn 2565Jamisontown 2750Jannali 2226Jordan Springs 2747Kangaroo Point 2224Kareela 2232Katoomba 2780Kearns 2558Kellyville 2155Kellyville Ridge 2155Kensington 2033Kenthurst 2156Killara 2071Killarney Heights 2087Kings Langley 2147Kings Park 2148Kingsford 2032Kingsgrove 2208Kingswood 2747Kirrawee 2232Kirribilli 2061Kogarah 2217Kogarah Bay 2217Kurnell 2231Kurraba Point 2089Kurrajong 2758Kurrajong Heights 2758Kyle Bay 2221Lakemba 2195Lalor Park 2147Lane Cove 2066Lane Cove North 2066Lane Cove West 2066Lansvale 2166Lapstone 2773Lavender Bay 2060Leichhardt 2040Leonay 2750Leppington 2179Leumeah 2560Leura 2780Lewisham 2049Liberty Grove 2138Lidcombe 2141Lilyfield 2040Lindfield 2070Linley Point 2066Little Bay 2036Liverpool 2170Londonderry 2753Long Point 2564Longueville 2066Luddenham 2745Lugarno 2210Macarthur Square 2560Macquarie Fields 2564Macquarie Links 2565Macquarie Park 2113Malabar 2036Manly 2095Manly Vale 2093Maraylya 2765Marayong 2148Maroubra 2035Maroubra Junction 2035Marrickville 2204Marrickville Metro 2204Marsden Park 2765Marsfield 2122Mascot 2020Matraville 2036McGraths Hill 2756McMahons Point 2060Meadowbank 2114Melonba 2765Melrose Park 2114Menai 2234Menangle 2568Menangle Park 2563Merrylands 2160Merrylands West 2160Middle Dural 2158Middleton Grange 2171Millers Point 2000Milperra 2214Milsons Point 2061Minchinbury 2770Minto 2566Miranda 2228Mona Vale 2103Monterey 2217Moorebank 2170Mortdale 2223Mortlake 2137Mosman 2088Mount Annan 2567Mount Colah 2079Mount Druitt 2770Mount Hunter 2570Mount Kuring-Gai 2080Mount Lewis 2190Mount Pritchard 2170Mount Riverview 2774Mulgrave 2756Narellan 2567Narellan Vale 2567Naremburn 2065Narrabeen 2101Narraweena 2099Narwee 2209Neutral Bay 2089Newington 2127Newport 2106Newtown 2042Nirimba Fields 2763Normanhurst 2076North Balgowlah 2093North Bondi 2026North Curl Curl 2099North Epping 2121North Kellyville 2155North Manly 2100North Narrabeen 2101North Parramatta 2151North Richmond 2754North Rocks 2151North Ryde 2113North St Marys 2760North Strathfield 2137North Sydney 2060North Turramurra 2074North Willoughby 2068Northbridge 2063Northmead 2152Norwest 2153Oakdale 2570Oakville 2765Oatlands 2117Oatley 2223Old Guildford 2161Old Toongabbie 2146Oran Park 2570Orangeville 2570Orchard Hills 2748Oxley Park 2760Oyster Bay 2225Paddington 2021Padstow 2211Padstow Heights 2211Pagewood 2035Panania 2213Parklea 2768Parramatta 2150Peakhurst 2210Pemulwuy 2145Pendle Hill 2145Pennant Hills 2120Penrith 2750Penrith South 2750Penshurst 2222Petersham 2049Picnic Point 2213Picton 2571Pitt Town 2756Pleasure Point 2172Plumpton 2761Point Piper 2027Potts Point 2011Prairiewood 2176Prestons 2170Prospect 2148Punchbowl 2196Putney 2112Pymble 2073Pyrmont 2009Quakers Hill 2763Queens Park 2022Queenscliff 2096Raby 2566Ramsgate 2217Ramsgate Beach 2217Randwick 2031Redfern 2016Regents Park 2143Revesby 2212Revesby Heights 2212Rhodes 2138Richmond 2753Riverstone 2765Riverview 2066Riverwood 2210Rockdale 2216Rodd Point 2046Rooty Hill 2766Ropes Crossing 2760Rose Bay 2029Rosebery 2018Rosehill 2142Roselands 2196Rosemeadow 2560Roseville 2069Roseville Chase 2069Rossmore 2557Rouse Hill 2155Rozelle 2039Ruse 2560Rushcutters Bay 2011Russell Lea 2046Rydalmere 2116Ryde 2112Sackville North 2756Sadleir 2168Sandringham 2219Sandy Point 2172Sans Souci 2219Schofields 2762Seaforth 2092Sefton 2162Seven Hills 2147Silverdale 2752Silverwater 2128Smeaton Grange 2567Smithfield 2164South Coogee 2034South Granville 2142South Hurstville 2221South Turramurra 2074South Wentworthville 2145South Windsor 2756Spring Farm 2570Springwood 2777St Andrews 2566St Clair 2759St Ives 2075St Ives Chase 2075St Johns Park 2176St Leonards 2065St Marys 2760St Peters 2044Stanhope Gardens 2768Stanmore 2048Strathfield 2135Strathfield South 2136Summer Hill 2130Surry Hills 2010Sutherland 2232Sydenham 2044Sydney 2000Sydney Olympic Park 2127Sylvania 2224Sylvania Waters 2224Tahmoor 2573Tallawong 2762Tamarama 2026Taren Point 2229Telopea 2117Tempe 2044Tennyson 2754Tennyson Point 2111The Ponds 2769The Rocks 2000Thirlmere 2572Thornleigh 2120Toongabbie 2146Turramurra 2074Turrella 2205Ultimo 2007Valley Heights 2777Vaucluse 2030Villawood 2163Voyager Point 2172Wahroonga 2076Waitara 2077Wakeley 2176Wareemba 2046Warrawee 2074Warriewood 2102Warrimoo 2774Waterloo 2017Wattle Grove 2173Waverley 2024Waverton 2060Wentworth Falls 2782Wentworth Point 2127Wentworthville 2145Werrington 2747West Hoxton 2171West Pennant Hills 2125West Pymble 2073West Ryde 2114Westleigh 2120Westmead 2145Wetherill Park 2164Whalan 2770Wilberforce 2756Wiley Park 2195Willoughby 2068Willoughby East 2068Willoughby North 2068Wilton 2571Windsor 2756Windsor Downs 2756Winmalee 2777Winston Hills 2153Wolli Creek 2205Wollstonecraft 2065Woodcroft 2767Woodpark 2164Woollahra 2025Woolloomooloo 2011Woolooware 2230Woolwich 2110Woronora Heights 2233Yagoona 2199Yarramundi 2753Yarrawarrah 2233Yowie Bay 2228Zetland 2017