Mortgage brokers in Canberra
85 mortgage broking firms across 74 Canberra suburbs, rated 5.0 out of 5 on average. Choose your suburb to compare the mortgage brokers (finance brokers and home loan brokers) near you.
Updated October 2026
Popular suburbs in Canberra
Mortgage brokers and home loans in Canberra
85 mortgage broking firms on BrokerScore are based in Canberra, across 74 suburbs. Together they have 6,253 reviews with an average rating of 5.0 out of 5.
At the 2021 Census, 40% of homes across these suburbs were owned with a mortgage (ACT: 40%), 25% were owned outright and 32% were rented. In most suburbs the median mortgage repayment was between $1,950 and $2,383 a month.
Home ownership figures: ABS 2021 Census, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Buying your first home in Canberra
The 5% Deposit Scheme price cap in Canberra is $1,000,000. Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Australian Capital Territory grants and concessions- From 1 July 2026, first home buyers, and people who haven’t owned property in the past five years, can pay no stamp duty, with no income test or price cap.
- The ACT no longer pays a First Home Owner Grant. Check eligibility with the ACT Revenue Office.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Australian Capital Territory.
First home buyer mortgage brokers in Canberra →Mortgage broker Canberra FAQs
How many mortgage brokers are there in Canberra?
There are 85 mortgage broking firms on BrokerScore based in Canberra. The suburbs with the most choice are Dickson, Holt and Downer. Search your suburb to see who’s closest to you.
How much does a mortgage broker cost in Canberra?
Most mortgage brokers in Canberra don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.
What is the 5% Deposit Scheme price cap in Canberra?
The price cap in Canberra is $1,000,000. Eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance under the Australian Government 5% Deposit Scheme.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
Is a finance broker the same as a mortgage broker?
Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Canberra on BrokerScore is on the ASIC register, whichever name they use.
How do I choose a mortgage broker in Canberra?
Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.