Mortgage brokers in Darwin
24 mortgage broking firms across 23 Darwin suburbs, rated 4.9 out of 5 on average. Choose your suburb to compare the mortgage brokers (finance brokers and home loan brokers) near you.
Updated October 2026
Popular suburbs in Darwin
Mortgage brokers and home loans in Darwin
24 mortgage broking firms on BrokerScore are based in Darwin, across 23 suburbs. Together they have 1,074 reviews with an average rating of 4.9 out of 5.
At the 2021 Census, 26% of homes across these suburbs were owned with a mortgage (NT: 30%), 14% were owned outright and 57% were rented. In most suburbs the median mortgage repayment was between $1,950 and $2,232 a month.
Home ownership figures: ABS 2021 Census, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Buying your first home in Darwin
The 5% Deposit Scheme price cap in Darwin is $750,000. Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Northern Territory grants and concessions- Grants and stamp duty concessions are available for eligible first home buyers.
- Amounts have changed often, so check Territory Revenue Office for what applies now.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Northern Territory.
First home buyer mortgage brokers in Darwin →Mortgage broker Darwin FAQs
How many mortgage brokers are there in Darwin?
There are 24 mortgage broking firms on BrokerScore based in Darwin. The suburbs with the most choice are Winnellie, Brinkin and Darwin. Search your suburb to see who’s closest to you.
How much does a mortgage broker cost in Darwin?
Most mortgage brokers in Darwin don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.
What is the 5% Deposit Scheme price cap in Darwin?
The price cap in Darwin is $750,000. Eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance under the Australian Government 5% Deposit Scheme.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
Is a finance broker the same as a mortgage broker?
Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Darwin on BrokerScore is on the ASIC register, whichever name they use.
How do I choose a mortgage broker in Darwin?
Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.