
Mortgage brokers in Alice Springs
2 mortgage brokers in Alice Springs, NT 0870. The top three are ranked by BrokerScore.
Updated October 2026
Top Brokers in Alice Springs
How we rankMortgage brokers and home loans in Alice Springs
2 mortgage brokers on BrokerScore are based in Alice Springs or serve the area. Together they have 9 reviews with an average rating of 4.5 out of 5.
At the 2021 Census, 13% of homes in Alice Springs were owned with a mortgage (the NT: 30%), 10% were owned outright and 64% were rented. The median mortgage repayment was $2,000 a month and the median rent was $313 a week. With more renters than the NT average, plenty of locals are working towards buying their first home.
Home ownership figures: ABS 2021 Census, Alice Springs Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Buying your first home in Alice Springs
Alice Springs is in the $600,000 price cap area for the Australian Government 5% Deposit Scheme (the rest of the NT). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Northern Territory grants and concessions- Grants and stamp duty concessions are available for eligible first home buyers.
- Amounts have changed often, so check Territory Revenue Office for what applies now.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Northern Territory. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Alice Springs →Mortgage broker Alice Springs FAQs
How many mortgage brokers are there in Alice Springs?
There are 2 mortgage brokers on BrokerScore based in Alice Springs or serving the area.
Who are the top rated mortgage brokers in Alice Springs?
By BrokerScore, the top rated mortgage brokers in or near Alice Springs are Territory Loans (4.4) and Bendigo Bank (4.3). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Alice Springs?
Most mortgage brokers in Alice Springs don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Alice Springs?
At the 2021 Census, the median mortgage repayment in Alice Springs was $2,000 a month, and 13% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
What is the 5% Deposit Scheme price cap in Alice Springs?
Alice Springs falls under the $600,000 price cap that applies in the rest of the NT. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Alice Springs?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.