Mortgage brokers in Bendigo
11 mortgage broking firms across 11 Bendigo suburbs, rated 5.0 out of 5 on average. Choose your suburb to compare the mortgage brokers (finance brokers and home loan brokers) near you.
Updated October 2026
Popular suburbs in Bendigo
Mortgage brokers and home loans in Bendigo
11 mortgage broking firms on BrokerScore are based in Bendigo, across 11 suburbs. Together they have 793 reviews with an average rating of 5.0 out of 5.
At the 2021 Census, 33% of homes across these suburbs were owned with a mortgage (VIC: 36%), 35% were owned outright and 29% were rented. In most suburbs the median mortgage repayment was between $1,300 and $1,517 a month.
Home ownership figures: ABS 2021 Census, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
House prices across Bendigo
- Maiden Gully$970,000
- East Bendigo$780,000
- Strathdale$710,500
- Bendigo$680,000
- Epsom$672,500
- Flora Hill$612,500
- Golden Square$620,000
- Eaglehawk$627,000
- Kangaroo Flat$632,500
- Kennington$666,000
Jan-Mar 2026 quarter, suburbs with 10 or more house sales (10 suburbs). Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0.
Buying your first home in Bendigo
The 5% Deposit Scheme price cap in Bendigo is $650,000. Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Victoria grants and concessions- A First Home Owner Grant for eligible new homes.
- A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
- Check the State Revenue Office for current amounts and thresholds.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria.
First home buyer mortgage brokers in Bendigo →Mortgage broker Bendigo FAQs
How many mortgage brokers are there in Bendigo?
There are 11 mortgage broking firms on BrokerScore based in Bendigo. The suburbs with the most choice are Bendigo, Eaglehawk and East Bendigo. Search your suburb to see who’s closest to you.
How much does a mortgage broker cost in Bendigo?
Most mortgage brokers in Bendigo don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide explaining how they’re paid.
What is the 5% Deposit Scheme price cap in Bendigo?
The price cap in Bendigo is $650,000. Eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance under the Australian Government 5% Deposit Scheme.
Which Bendigo suburbs have the highest house prices?
In the Jan-Mar 2026 quarter figures, the highest median house prices were in Maiden Gully ($970,000), East Bendigo ($780,000) and Strathdale ($710,500). The most affordable included Flora Hill ($612,500), Golden Square ($620,000) and Eaglehawk ($627,000).
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
Is a finance broker the same as a mortgage broker?
Usually, yes. In Australia “mortgage broker”, “finance broker” and “home loan broker” are used for the same job: a licensed credit representative who compares home loans from several lenders and arranges the one you choose. Some finance brokers also arrange car, equipment or business loans. Every mortgage broker in Bendigo on BrokerScore is on the ASIC register, whichever name they use.
How do I choose a mortgage broker in Bendigo?
Start with your suburb so you see who’s close by, then compare BrokerScores and recent reviews. Check they help with your situation, see which lenders they work with, and ask how they’re paid. You can message any mortgage broker on BrokerScore for free.