Question 1

How many mortgage brokers are there in Clayton?

Accepted Answer

There are 9 mortgage brokers on BrokerScore based in Clayton or serving the area, plus 52 more within 5 km.

Question 2

Who are the top rated mortgage brokers in Clayton?

Accepted Answer

By BrokerScore, the top rated mortgage brokers in or near Clayton are Marl - Finance, Property & Business Advisory (Formerly JKK Solutions) (6.7), ARG Finance (6.7) and Mortgage Choice Oakleigh - Marvin Coleman (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

Question 3

How much does a mortgage broker cost in Clayton?

Accepted Answer

Most mortgage brokers in Clayton don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

Question 4

What’s the average mortgage repayment in Clayton?

Accepted Answer

At the 2021 Census, the median mortgage repayment in Clayton was $2,000 a month, and 17% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

Question 5

How much does a house cost in Clayton?

Accepted Answer

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Clayton was $1,276,300 (up 4.2% on a year earlier) and the median unit price was $603,000.

Question 6

What is the 5% Deposit Scheme price cap in Clayton?

Accepted Answer

Clayton falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Question 7

Should I use a mortgage broker or go straight to my bank?

Accepted Answer

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

Question 8

How do I choose a mortgage broker in Clayton?

Accepted Answer

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in Clayton

More mortgage brokers near Clayton

Mortgage brokers in suburbs near Clayton