Mortgage brokers in Crace
0 mortgage brokers in Crace, ACT 2911, who help with commercial property. The top three are ranked by BrokerScore.
Updated October 2026
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Mortgage brokers and home loans in Crace
At the 2021 Census, 48% of homes in Crace were owned with a mortgage (the ACT: 40%), 13% were owned outright and 34% were rented. The median mortgage repayment was $2,400 a month and the median rent was $460 a week. With more homes under a mortgage than the ACT average, a regular loan review is worth doing for many locals.
Home ownership figures: ABS 2021 Census, Crace Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Buying your first home in Crace
Crace is in the $1,000,000 price cap area for the Australian Government 5% Deposit Scheme (the ACT). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Australian Capital Territory grants and concessions- From 1 July 2026, first home buyers, and people who haven’t owned property in the past five years, can pay no stamp duty, with no income test or price cap.
- The ACT no longer pays a First Home Owner Grant. Check eligibility with the ACT Revenue Office.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Australian Capital Territory. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Crace →Mortgage broker Crace FAQs
How many mortgage brokers are there in Crace?
There are 0 mortgage brokers on BrokerScore based in Crace or serving the area, plus 24 more within 5 km.
Who are the top rated mortgage brokers in Crace?
By BrokerScore, the top rated mortgage brokers in or near Crace are Loan Market Belconnen - Nitish Kumar (6.7), Aussie Finance and Home Loans Canberra (6.7) and Abraham Finance (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Crace?
Most mortgage brokers in Crace don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Crace?
At the 2021 Census, the median mortgage repayment in Crace was $2,400 a month, and 48% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
What is the 5% Deposit Scheme price cap in Crace?
Crace falls under the $1,000,000 price cap that applies in the ACT. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Crace?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.