At the 2021 Census, 62% of homes in Kurrajong Heights were owned with a mortgage (NSW: 33%), 31% were owned outright and 6% were rented. The median mortgage repayment was $2,400 a month and the median rent was $450 a week. With more homes under a mortgage than the NSW average, a regular loan review is worth doing for many locals.

Home ownership figures: ABS 2021 Census, Kurrajong Heights Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Buying your first home in Kurrajong Heights

Kurrajong Heights is in the $1,500,000 price cap area for the Australian Government 5% Deposit Scheme (Sydney and NSW regional centres). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

New South Wales grants and concessions

No transfer duty on new or existing homes up to $800,000, and reduced duty up to $1 million.
No duty on vacant land up to $350,000, and reduced duty up to $450,000.
A First Home Owner (New Homes) Grant is available for eligible new homes. Check Revenue NSW for the current amount and caps.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, New South Wales. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Kurrajong Heights →

Mortgage broker Kurrajong Heights FAQs

How many mortgage brokers are there in Kurrajong Heights?

There is 1 mortgage broker on BrokerScore based in Kurrajong Heights or serving the area, plus 10 more within 15 km.

Who are the top rated mortgage brokers in Kurrajong Heights?

By BrokerScore, the top rated mortgage brokers in or near Kurrajong Heights are Loan Market Richmond (6.6), Mortgage Choice Richmond - Andrew Heath (6.3) and First Class Loans (5.9). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Kurrajong Heights?

Most mortgage brokers in Kurrajong Heights don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Kurrajong Heights?

At the 2021 Census, the median mortgage repayment in Kurrajong Heights was $2,400 a month, and 62% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

What is the 5% Deposit Scheme price cap in Kurrajong Heights?

Kurrajong Heights falls under the $1,500,000 price cap that applies in Sydney and NSW regional centres. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Kurrajong Heights?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Kurrajong Heights

Mortgage brokers in Agnes Banks (51)Mortgage brokers in Bowen Mountain (10)Mortgage brokers in Grose Vale (12)Mortgage brokers in Kurrajong (11)Mortgage brokers in North Richmond (38)Mortgage brokers in Richmond (54)Mortgage brokers in Tennyson (16)Mortgage brokers in Yarramundi (63)

All mortgage brokers in Sydney →

How the list works

The Top Brokers are the three highest BrokerScores in Kurrajong Heights or within 15 km.

The Featured mortgage broker is on a paid plan, serves Kurrajong Heights and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Kurrajong Heights come next. When fewer than 20 serve Kurrajong Heights, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in NSW, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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