1 mortgage broker on BrokerScore is based in Mount Kuring-Gai or serves the area. Together they have 49 reviews with an average rating of 5.0 out of 5.

At the 2021 Census, 48% of homes in Mount Kuring-Gai were owned with a mortgage (NSW: 33%), 37% were owned outright and 13% were rented. The median mortgage repayment was $2,648 a month and the median rent was $568 a week. With more homes under a mortgage than the NSW average, a regular loan review is worth doing for many locals.

Home ownership figures: ABS 2021 Census, Mount Kuring-Gai Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Buying your first home in Mount Kuring-Gai

Mount Kuring-Gai is in the $1,500,000 price cap area for the Australian Government 5% Deposit Scheme (Sydney and NSW regional centres). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

New South Wales grants and concessions

No transfer duty on new or existing homes up to $800,000, and reduced duty up to $1 million.
No duty on vacant land up to $350,000, and reduced duty up to $450,000.
A First Home Owner (New Homes) Grant is available for eligible new homes. Check Revenue NSW for the current amount and caps.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, New South Wales. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Mount Kuring-Gai →

Mortgage broker Mount Kuring-Gai FAQs

How many mortgage brokers are there in Mount Kuring-Gai?

There is 1 mortgage broker on BrokerScore based in Mount Kuring-Gai or serving the area, plus 38 more within 10 km.

Who are the top rated mortgage brokers in Mount Kuring-Gai?

By BrokerScore, the top rated mortgage brokers in or near Mount Kuring-Gai are Mortgage Choice Waitara - Kapil Nepal (6.6), Talent Home Loans (6.6) and Mortgage Choice Hornsby - Nathan Newham (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Mount Kuring-Gai?

Most mortgage brokers in Mount Kuring-Gai don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Mount Kuring-Gai?

At the 2021 Census, the median mortgage repayment in Mount Kuring-Gai was $2,648 a month, and 48% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

What is the 5% Deposit Scheme price cap in Mount Kuring-Gai?

Mount Kuring-Gai falls under the $1,500,000 price cap that applies in Sydney and NSW regional centres. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Mount Kuring-Gai?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Mount Kuring-Gai

Mortgage brokers in Asquith (29)Mortgage brokers in Berowra (20)Mortgage brokers in Berowra Heights (54)Mortgage brokers in Hornsby (38)Mortgage brokers in Hornsby Heights (77)Mortgage brokers in Mount Colah (63)Mortgage brokers in North Turramurra (35)Mortgage brokers in Waitara (38)

All mortgage brokers in Sydney →

How the list works

The Top Brokers are the three highest BrokerScores in Mount Kuring-Gai or within 15 km.

The Featured mortgage broker is on a paid plan, serves Mount Kuring-Gai and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Mount Kuring-Gai come next. When fewer than 20 serve Mount Kuring-Gai, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in NSW, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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