0 mortgage brokers in Neutral Bay, NSW 2089, plus 1 more within 15 km, who help with commercial property. The top three are ranked by BrokerScore.
Updated October 2026
“I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about…” HANK
4 mortgage brokers on BrokerScore are based in Neutral Bay or serve the area. Together they have 75 reviews with an average rating of 5.0 out of 5.
At the 2021 Census, 22% of homes in Neutral Bay were owned with a mortgage (NSW: 33%), 24% were owned outright and 52% were rented. The median mortgage repayment was $2,895 a month and the median rent was $550 a week. With more renters than the NSW average, plenty of locals are working towards buying their first home.
Home ownership figures: ABS 2021 Census, Neutral Bay Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Neutral Bay is in the $1,500,000 price cap area for the Australian Government 5% Deposit Scheme (Sydney and NSW regional centres). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
New South Wales grants and concessionsGeneral information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, New South Wales. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Neutral Bay →“I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about helping her clients. She took the time to understand my needs, explain different loan options clearly, and help me find the most suitable solution. She was always patient…”
There are 4 mortgage brokers on BrokerScore based in Neutral Bay or serving the area, plus 475 more within 5 km.
By BrokerScore, the top rated mortgage brokers in or near Neutral Bay are Minyi Peng (7.8), Azura Financial Mortgage Broker (6.7) and XIN Mortgage (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
Most mortgage brokers in Neutral Bay don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
At the 2021 Census, the median mortgage repayment in Neutral Bay was $2,895 a month, and 22% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
Neutral Bay falls under the $1,500,000 price cap that applies in Sydney and NSW regional centres. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.