Mortgage brokers in Parafield
0 mortgage brokers in Parafield, SA 5106, who help with self-employed or low doc. The top three are ranked by BrokerScore.
Updated October 2026
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Buying your first home in Parafield
Parafield is in the $900,000 price cap area for the Australian Government 5% Deposit Scheme (Adelaide). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
South Australia grants and concessions- A First Home Owner Grant for eligible new homes.
- Stamp duty relief for eligible first home buyers buying a new home or land to build on.
- Check RevenueSA for current amounts and conditions.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, South Australia. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Parafield →Mortgage broker Parafield FAQs
How many mortgage brokers are there in Parafield?
There are 0 mortgage brokers on BrokerScore based in Parafield or serving the area, plus 57 more within 10 km.
Who are the top rated mortgage brokers in Parafield?
By BrokerScore, the top rated mortgage brokers in or near Parafield are McLean Home Loans (6.7), Aussie Prospect (6.7) and Sanomi Finance (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Parafield?
Most mortgage brokers in Parafield don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What is the 5% Deposit Scheme price cap in Parafield?
Parafield falls under the $900,000 price cap that applies in Adelaide. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Parafield?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.