Mortgage brokers in Ridgewood
0 mortgage brokers in Ridgewood, WA 6030, who help with building or renovating. The top three are ranked by BrokerScore.
Updated October 2026
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Mortgage brokers and home loans in Ridgewood
1 mortgage broker on BrokerScore is based in Ridgewood or serves the area.
Buying your first home in Ridgewood
Buy with as little as a 5% deposit without paying lenders mortgage insurance (2% for eligible single parents and legal guardians).
Western Australia grants and concessions- From 7 May 2026: no transfer duty on homes up to $600,000, with a concessional rate up to $800,000.
- No duty on vacant land up to $450,000, with a concessional rate up to $550,000.
- A First Home Owner Grant is available for eligible new homes.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Western Australia. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Ridgewood →Mortgage broker Ridgewood FAQs
How many mortgage brokers are there in Ridgewood?
There is 1 mortgage broker on BrokerScore based in Ridgewood or serving the area, plus 35 more within 10 km.
Who are the top rated mortgage brokers in Ridgewood?
By BrokerScore, the top rated mortgage brokers in or near Ridgewood are Yes Approved Finance & Loans (6.7), Aussie Joondalup (6.7) and Fox Mortgage Services (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Ridgewood?
Most mortgage brokers in Ridgewood don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Ridgewood?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.