13 mortgage brokers on BrokerScore are based in Upper Mount Gravatt or serve the area. Together they have 516 reviews with an average rating of 4.9 out of 5.

At the 2021 Census, 27% of homes in Upper Mount Gravatt were owned with a mortgage (Queensland: 34%), 24% were owned outright and 44% were rented. The median mortgage repayment was $1,954 a month and the median rent was $415 a week. With more renters than the QLD average, plenty of locals are working towards buying their first home.

Home ownership figures: ABS 2021 Census, Upper Mount Gravatt Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Buying your first home in Upper Mount Gravatt

Upper Mount Gravatt is in the $1,000,000 price cap area for the Australian Government 5% Deposit Scheme (Brisbane, the Gold Coast and the Sunshine Coast). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Queensland grants and concessions

A First Home Owner Grant of up to $30,000 for eligible new homes valued under $750,000.
A full transfer duty concession for eligible first home buyers buying or building a new home.
A partial first home concession may apply to established homes.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Queensland. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Upper Mount Gravatt →

Mortgage broker Upper Mount Gravatt FAQs

How many mortgage brokers are there in Upper Mount Gravatt?

There are 13 mortgage brokers on BrokerScore based in Upper Mount Gravatt or serving the area, plus 38 more within 5 km.

Who are the top rated mortgage brokers in Upper Mount Gravatt?

By BrokerScore, the top rated mortgage brokers in or near Upper Mount Gravatt are Home for Loans (6.7), Loan Market Mount Gravatt (6.6) and Loans For U (6.5). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Upper Mount Gravatt?

Most mortgage brokers in Upper Mount Gravatt don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Upper Mount Gravatt?

At the 2021 Census, the median mortgage repayment in Upper Mount Gravatt was $1,954 a month, and 27% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

What is the 5% Deposit Scheme price cap in Upper Mount Gravatt?

Upper Mount Gravatt falls under the $1,000,000 price cap that applies in Brisbane, the Gold Coast and the Sunshine Coast. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Upper Mount Gravatt?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Upper Mount Gravatt

Mortgage brokers in Eight Mile Plains (48)Mortgage brokers in Macgregor (54)Mortgage brokers in Mansfield (50)Mortgage brokers in Mount Gravatt (63)Mortgage brokers in Mount Gravatt Central (53)Mortgage brokers in Mount Gravatt East (56)Mortgage brokers in Robertson (55)Mortgage brokers in Wishart (43)

All mortgage brokers in Brisbane →

How the list works

The Top Brokers are the three highest BrokerScores in Upper Mount Gravatt or within 15 km.

The Featured mortgage broker is on a paid plan, serves Upper Mount Gravatt and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Upper Mount Gravatt come next. When fewer than 20 serve Upper Mount Gravatt, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in QLD, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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