Mortgage brokers in Wellard
0 mortgage brokers in Wellard, WA 6170, who help with self-employed or low doc. The top three are ranked by BrokerScore.
Updated October 2026
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Mortgage brokers and home loans in Wellard
1 mortgage broker on BrokerScore is based in Wellard or serves the area.
At the 2021 Census, 64% of homes in Wellard were owned with a mortgage (WA: 40%), 9% were owned outright and 25% were rented. The median mortgage repayment was $1,902 a month and the median rent was $350 a week. With more homes under a mortgage than the WA average, a regular loan review is worth doing for many locals.
Home ownership figures: ABS 2021 Census, Wellard Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Buying your first home in Wellard
Wellard is in the $850,000 price cap area for the Australian Government 5% Deposit Scheme (Perth). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Western Australia grants and concessions- From 7 May 2026: no transfer duty on homes up to $600,000, with a concessional rate up to $800,000.
- No duty on vacant land up to $450,000, with a concessional rate up to $550,000.
- A First Home Owner Grant is available for eligible new homes.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Western Australia. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Wellard →Mortgage broker Wellard FAQs
How many mortgage brokers are there in Wellard?
There is 1 mortgage broker on BrokerScore based in Wellard or serving the area, plus 30 more within 15 km.
Who are the top rated mortgage brokers in Wellard?
By BrokerScore, the top rated mortgage brokers in or near Wellard are Osinski Finance (6.7), Mortgage Choice Rockingham Beach - James Eaves (6.6) and Chester Financial (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Wellard?
Most mortgage brokers in Wellard don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Wellard?
At the 2021 Census, the median mortgage repayment in Wellard was $1,902 a month, and 64% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
What is the 5% Deposit Scheme price cap in Wellard?
Wellard falls under the $850,000 price cap that applies in Perth. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Wellard?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.