Are you a mortgage broker? Claim your free profile
Menu
Apollo Bay, VIC

Mortgage brokers in Apollo Bay

1 mortgage broker in Apollo Bay, VIC 3233. The top three are ranked by BrokerScore.

Updated October 2026

Top Brokers in Apollo Bay

How we rank

Mortgage brokers and home loans in Apollo Bay

1 mortgage broker on BrokerScore is based in Apollo Bay or serves the area.

At the 2021 Census, 23% of homes in Apollo Bay were owned with a mortgage (Victoria: 36%), 45% were owned outright and 28% were rented. The median mortgage repayment was $1,700 a month and the median rent was $300 a week.

Home ownership figures: ABS 2021 Census, Apollo Bay Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Property prices in Apollo Bay

Median house price$785,00011 sales
5% Deposit Scheme cap$650,000First home buyers

Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.

Buying your first home in Apollo Bay

Apollo Bay is in the $650,000 price cap area for the Australian Government 5% Deposit Scheme (the rest of Victoria). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions
  • A First Home Owner Grant for eligible new homes.
  • A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
  • Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Apollo Bay →

Mortgage broker Apollo Bay FAQs

How many mortgage brokers are there in Apollo Bay?

There is 1 mortgage broker on BrokerScore based in Apollo Bay or serving the area.

Who are the top rated mortgage brokers in Apollo Bay?

By BrokerScore, the top rated mortgage brokers in or near Apollo Bay are Apollo Bay Community Centre (4.5). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Apollo Bay?

Most mortgage brokers in Apollo Bay don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Apollo Bay?

At the 2021 Census, the median mortgage repayment in Apollo Bay was $1,700 a month, and 23% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

How much does a house cost in Apollo Bay?

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Apollo Bay was $785,000.

What is the 5% Deposit Scheme price cap in Apollo Bay?

Apollo Bay falls under the $650,000 price cap that applies in the rest of Victoria. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Apollo Bay?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.