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Canberra, ACT

Mortgage brokers in Canberra

8 mortgage brokers in Canberra, ACT 2601, plus 26 more within 5 km. The top three are ranked by BrokerScore.

Updated October 2026

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Serving Canberra or within 5 km

Mortgage brokers and home loans in Canberra

8 mortgage brokers on BrokerScore are based in Canberra or serve the area. Together they have 275 reviews with an average rating of 5.0 out of 5.

Buying your first home in Canberra

Canberra is in the $1,000,000 price cap area for the Australian Government 5% Deposit Scheme (the ACT). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Australian Capital Territory grants and concessions
  • From 1 July 2026, first home buyers, and people who haven’t owned property in the past five years, can pay no stamp duty, with no income test or price cap.
  • The ACT no longer pays a First Home Owner Grant. Check eligibility with the ACT Revenue Office.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Australian Capital Territory. Eligibility rules apply, so confirm with a mortgage broker.

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Mortgage broker Canberra FAQs

How many mortgage brokers are there in Canberra?

There are 8 mortgage brokers on BrokerScore based in Canberra or serving the area, plus 26 more within 5 km.

Who are the top rated mortgage brokers in Canberra?

By BrokerScore, the top rated mortgage brokers in or near Canberra are Clarity Home Loans (6.7), Trilogy Funding (6.7) and Mo'r Mortgage Options (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Canberra?

Most mortgage brokers in Canberra don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What is the 5% Deposit Scheme price cap in Canberra?

Canberra falls under the $1,000,000 price cap that applies in the ACT. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Canberra?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Canberra

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