1 mortgage broker on BrokerScore is based in Canberra City or serves the area. Together they have 1,446 reviews with an average rating of 5.0 out of 5.

Buying your first home in Canberra City

Canberra City is in the $1,000,000 price cap area for the Australian Government 5% Deposit Scheme (the ACT). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Australian Capital Territory grants and concessions

From 1 July 2026, first home buyers, and people who haven’t owned property in the past five years, can pay no stamp duty, with no income test or price cap.
The ACT no longer pays a First Home Owner Grant. Check eligibility with the ACT Revenue Office.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Australian Capital Territory. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Canberra City →

Mortgage broker Canberra City FAQs

How many mortgage brokers are there in Canberra City?

There is 1 mortgage broker on BrokerScore based in Canberra City or serving the area, plus 32 more within 5 km.

Who are the top rated mortgage brokers in Canberra City?

By BrokerScore, the top rated mortgage brokers in or near Canberra City are Clarity Home Loans (6.7), Trilogy Funding (6.7) and Mo'r Mortgage Options (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Canberra City?

Most mortgage brokers in Canberra City don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What is the 5% Deposit Scheme price cap in Canberra City?

Canberra City falls under the $1,000,000 price cap that applies in the ACT. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Canberra City?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Canberra City

Mortgage brokers in Ainslie (57)Mortgage brokers in Braddon (22)Mortgage brokers in Campbell (27)Mortgage brokers in Canberra (34)Mortgage brokers in City (34)Mortgage brokers in Lyneham (23)Mortgage brokers in Reid (34)Mortgage brokers in Turner (21)

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How the list works

The Top Brokers are the three highest BrokerScores in Canberra City or within 15 km.

The Featured mortgage broker is on a paid plan, serves Canberra City and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Canberra City come next. When fewer than 20 serve Canberra City, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in ACT, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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