Top Broker #1Ranked by BrokerScore
Integrity Finance Australia
5.0 from 134 Google reviewsDingley Village, VIC
Upsizing and bridgingPAYGFirst home buyersInvestors
Mortgage brokers in Clayton South
1 mortgage broker in Clayton South, VIC 3169, who help with upsizing or bridging. The top three are ranked by BrokerScore.
Updated October 2026
Top Brokers in Clayton South
How we rankMortgage brokers and home loans in Clayton South
2 mortgage brokers on BrokerScore are based in Clayton South or serve the area, 1 of them with an office in Clayton South. Together they have 199 reviews with an average rating of 5.0 out of 5. Of these, 1 has claimed their profile and added details like lenders, languages and specialties.
At the 2021 Census, 26% of homes in Clayton South were owned with a mortgage (Victoria: 36%), 31% were owned outright and 39% were rented. The median mortgage repayment was $1,997 a month and the median rent was $381 a week. With more renters than the VIC average, plenty of locals are working towards buying their first home.
Home ownership figures: ABS 2021 Census, Clayton South Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Property prices in Clayton South
Median house price$1,000,00015 sales
Median unit price$742,500▲ 48.2% over 12 months14 sales
5% Deposit Scheme cap$950,000First home buyers
Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.
Buying your first home in Clayton South
Clayton South is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Victoria grants and concessions- A First Home Owner Grant for eligible new homes.
- A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
- Check the State Revenue Office for current amounts and thresholds.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Clayton South →Mortgage broker Clayton South FAQs
How many mortgage brokers are there in Clayton South?
There are 2 mortgage brokers on BrokerScore based in Clayton South or serving the area, plus 46 more within 5 km. 1 of them has an office in Clayton South.
Who are the top rated mortgage brokers in Clayton South?
By BrokerScore, the top rated mortgage brokers in or near Clayton South are Integrity Finance Australia (8.1), ARG Finance (6.7) and Credit Hub Australia (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Clayton South?
Most mortgage brokers in Clayton South don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Clayton South?
At the 2021 Census, the median mortgage repayment in Clayton South was $1,997 a month, and 26% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
How much does a house cost in Clayton South?
In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Clayton South was $1,000,000 and the median unit price was $742,500.
What is the 5% Deposit Scheme price cap in Clayton South?
Clayton South falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Clayton South?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.
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