9 mortgage brokers on BrokerScore are based in Hoppers Crossing or serve the area. Together they have 437 reviews with an average rating of 5.0 out of 5.

At the 2021 Census, 37% of homes in Hoppers Crossing were owned with a mortgage (Victoria: 36%), 34% were owned outright and 26% were rented. The median mortgage repayment was $1,600 a month and the median rent was $340 a week.

Home ownership figures: ABS 2021 Census, Hoppers Crossing Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Property prices in Hoppers Crossing

Median house price$720,000▲ 16.1% over 12 months132 sales

Median unit price$450,000▲ 2.7% over 12 months23 sales

5% Deposit Scheme cap$950,000First home buyers

Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.

Buying your first home in Hoppers Crossing

Hoppers Crossing is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions

A First Home Owner Grant for eligible new homes.
A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Hoppers Crossing →

Mortgage broker Hoppers Crossing FAQs

How many mortgage brokers are there in Hoppers Crossing?

There are 9 mortgage brokers on BrokerScore based in Hoppers Crossing or serving the area, plus 38 more within 5 km.

Who are the top rated mortgage brokers in Hoppers Crossing?

By BrokerScore, the top rated mortgage brokers in or near Hoppers Crossing are Asset Mortgage Solutions (6.7), Veracity Financial (6.6) and Loan Market Werribee - Hannah Nguyen (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Hoppers Crossing?

Most mortgage brokers in Hoppers Crossing don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Hoppers Crossing?

At the 2021 Census, the median mortgage repayment in Hoppers Crossing was $1,600 a month, and 37% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

How much does a house cost in Hoppers Crossing?

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Hoppers Crossing was $720,000 (up 16.1% on a year earlier) and the median unit price was $450,000.

What is the 5% Deposit Scheme price cap in Hoppers Crossing?

Hoppers Crossing falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Hoppers Crossing?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Hoppers Crossing

Mortgage brokers in Altona Meadows (29)Mortgage brokers in Laverton (29)Mortgage brokers in Seabrook (77)Mortgage brokers in Tarneit (29)Mortgage brokers in Truganina (23)Mortgage brokers in Werribee (25)Mortgage brokers in Williams Landing (45)Mortgage brokers in Wyndham Vale (24)

All mortgage brokers in Melbourne →

How the list works

The Top Brokers are the three highest BrokerScores in Hoppers Crossing or within 15 km.

The Featured mortgage broker is on a paid plan, serves Hoppers Crossing and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Hoppers Crossing come next. When fewer than 20 serve Hoppers Crossing, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in VIC, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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