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Moonee Ponds, VIC

Mortgage brokers in Moonee Ponds

0 mortgage brokers in Moonee Ponds, VIC 3039, who help with building or renovating. The top three are ranked by BrokerScore.

Updated October 2026

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Mortgage brokers and home loans in Moonee Ponds

11 mortgage brokers on BrokerScore are based in Moonee Ponds or serve the area. Together they have 1,021 reviews with an average rating of 5.0 out of 5.

At the 2021 Census, 29% of homes in Moonee Ponds were owned with a mortgage (Victoria: 36%), 30% were owned outright and 39% were rented. The median mortgage repayment was $2,167 a month and the median rent was $400 a week. With more renters than the VIC average, plenty of locals are working towards buying their first home.

Home ownership figures: ABS 2021 Census, Moonee Ponds Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Property prices in Moonee Ponds

Median house price$1,550,000▲ 11.1% over 12 months39 sales
Median unit price$621,500▲ 12.9% over 12 months86 sales
5% Deposit Scheme cap$950,000First home buyers

Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.

Buying your first home in Moonee Ponds

Moonee Ponds is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions
  • A First Home Owner Grant for eligible new homes.
  • A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
  • Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

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Mortgage broker Moonee Ponds FAQs

How many mortgage brokers are there in Moonee Ponds?

There are 11 mortgage brokers on BrokerScore based in Moonee Ponds or serving the area, plus 87 more within 5 km.

Who are the top rated mortgage brokers in Moonee Ponds?

By BrokerScore, the top rated mortgage brokers in or near Moonee Ponds are Inovayt (6.7), MCT Financial Solutions (6.7) and Mortgage Choice Moonee Ponds - Cameron Price (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Moonee Ponds?

Most mortgage brokers in Moonee Ponds don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Moonee Ponds?

At the 2021 Census, the median mortgage repayment in Moonee Ponds was $2,167 a month, and 29% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

How much does a house cost in Moonee Ponds?

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Moonee Ponds was $1,550,000 (up 11.1% on a year earlier) and the median unit price was $621,500.

What is the 5% Deposit Scheme price cap in Moonee Ponds?

Moonee Ponds falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Moonee Ponds?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

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