At the 2021 Census, 48% of homes in Nar Nar Goon North were owned with a mortgage (Victoria: 36%), 38% were owned outright and 9% were rented. The median mortgage repayment was $2,159 a month and the median rent was $361 a week. With more homes under a mortgage than the VIC average, a regular loan review is worth doing for many locals.

Home ownership figures: ABS 2021 Census, Nar Nar Goon North Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Buying your first home in Nar Nar Goon North

Nar Nar Goon North is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions

A First Home Owner Grant for eligible new homes.
A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Nar Nar Goon North →

Mortgage broker Nar Nar Goon North FAQs

How many mortgage brokers are there in Nar Nar Goon North?

There are 0 mortgage brokers on BrokerScore based in Nar Nar Goon North or serving the area, plus 33 more within 15 km.

Who are the top rated mortgage brokers in Nar Nar Goon North?

By BrokerScore, the top rated mortgage brokers in or near Nar Nar Goon North are Low Rate Home Loan (8.2), Get You Finance (6.7) and Home of Inspire (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Nar Nar Goon North?

Most mortgage brokers in Nar Nar Goon North don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Nar Nar Goon North?

At the 2021 Census, the median mortgage repayment in Nar Nar Goon North was $2,159 a month, and 48% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

What is the 5% Deposit Scheme price cap in Nar Nar Goon North?

Nar Nar Goon North falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Nar Nar Goon North?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Nar Nar Goon North

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All mortgage brokers in regional Victoria →

How the list works

The Top Brokers are the three highest BrokerScores in Nar Nar Goon North or within 15 km.

The Featured mortgage broker is on a paid plan, serves Nar Nar Goon North and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Nar Nar Goon North come next. When fewer than 20 serve Nar Nar Goon North, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in VIC, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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