2 mortgage brokers on BrokerScore are based in Officer South or serve the area, 1 of them with an office in Officer South. Together they have 523 reviews with an average rating of 5.0 out of 5. Of these, 1 has claimed their profile and added details like lenders, languages and specialties.

Between them they speak Hindi, Persian, Polish and Turkish, as well as English.

At the 2021 Census, 59% of homes in Officer South were owned with a mortgage (Victoria: 36%), 28% were owned outright and 7% were rented. The median mortgage repayment was $2,200 a month and the median rent was $393 a week. With more homes under a mortgage than the VIC average, a regular loan review is worth doing for many locals.

Home ownership figures: ABS 2021 Census, Officer South Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Property prices in Officer South

Median house price$940,00010 sales

5% Deposit Scheme cap$950,000First home buyers

Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.

Buying your first home in Officer South

Officer South is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions

A First Home Owner Grant for eligible new homes.
A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Officer South →

Mortgage broker Officer South FAQs

How many mortgage brokers are there in Officer South?

There are 2 mortgage brokers on BrokerScore based in Officer South or serving the area, plus 76 more within 10 km. 1 of them has an office in Officer South.

Who are the top rated mortgage brokers in Officer South?

By BrokerScore, the top rated mortgage brokers in or near Officer South are Low Rate Home Loan (8.2), Loan Studio (6.7) and Mortgage Choice Berwick - David Thurmond (6.7). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Officer South?

Most mortgage brokers in Officer South don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Officer South?

At the 2021 Census, the median mortgage repayment in Officer South was $2,200 a month, and 59% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

How much does a house cost in Officer South?

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Officer South was $940,000.

What is the 5% Deposit Scheme price cap in Officer South?

Officer South falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Are there mortgage brokers in Officer South who speak other languages?

Yes. Mortgage brokers serving Officer South on BrokerScore speak Hindi, Persian, Polish and Turkish. Use the language filter at the top of this page to see who speaks yours.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Officer South?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

Mortgage brokers in suburbs near Officer South

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All mortgage brokers in Melbourne →

How the list works

The Top Brokers are the three highest BrokerScores in Officer South or within 15 km.

The Featured mortgage broker is on a paid plan, serves Officer South and has a BrokerScore of at least 0.0.

Mortgage brokers with an office in Officer South come next. When fewer than 20 serve Officer South, we add the closest ones nearby and show how far away they are.

How BrokerScore is calculated →

Buying your first home?

See the grants and schemes for first home buyers in VIC, and find a mortgage broker who helps first home buyers.

First home buyer guide →Thinking of refinancing? →

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