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Rye, VIC

Mortgage brokers in Rye

2 mortgage brokers in Rye, VIC 3941, plus 3 more within 15 km. The top three are ranked by BrokerScore.

Updated October 2026

Top Brokers in Rye

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Serving Rye or within 15 km

Mortgage brokers and home loans in Rye

2 mortgage brokers on BrokerScore are based in Rye or serve the area. Together they have 185 reviews with an average rating of 5.0 out of 5.

At the 2021 Census, 30% of homes in Rye were owned with a mortgage (Victoria: 36%), 46% were owned outright and 21% were rented. The median mortgage repayment was $1,800 a month and the median rent was $372 a week.

Home ownership figures: ABS 2021 Census, Rye Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.

Property prices in Rye

Median house price$985,000▲ 7.1% over 12 months75 sales
Median unit price$684,0006 sales
5% Deposit Scheme cap$950,000First home buyers

Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.

Buying your first home in Rye

Rye is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.

Victoria grants and concessions
  • A First Home Owner Grant for eligible new homes.
  • A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
  • Check the State Revenue Office for current amounts and thresholds.

General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.

Find a first home buyer mortgage broker near Rye →

Mortgage broker Rye FAQs

How many mortgage brokers are there in Rye?

There are 2 mortgage brokers on BrokerScore based in Rye or serving the area, plus 3 more within 15 km.

Who are the top rated mortgage brokers in Rye?

By BrokerScore, the top rated mortgage brokers in or near Rye are Entourage Mornington (6.6), 888 Capital Group Home Loans (5.4) and CDG Finance (5.4). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.

How much does a mortgage broker cost in Rye?

Most mortgage brokers in Rye don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.

What’s the average mortgage repayment in Rye?

At the 2021 Census, the median mortgage repayment in Rye was $1,800 a month, and 30% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.

How much does a house cost in Rye?

In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Rye was $985,000 (up 7.1% on a year earlier) and the median unit price was $684,000.

What is the 5% Deposit Scheme price cap in Rye?

Rye falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.

Should I use a mortgage broker or go straight to my bank?

A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.

How do I choose a mortgage broker in Rye?

Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.

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