Top Broker #1Ranked by BrokerScore
Brokerhouse, Part of UFinancial
Mortgage brokers in Shepparton, VIC · Registered since 2020
5.0 from 133 Google reviewsYour business? Click here to claim this profile
Fair
6.6BrokerScore
Mortgage brokers in Shepparton
5 mortgage brokers in Shepparton, VIC 3630. The top three are ranked by BrokerScore.
Updated October 2026
Top Brokers in Shepparton
How we rankView profile
Top Broker #2Ranked by BrokerScore
Loan Market Mike Timothee
Mortgage brokers in Shepparton, VIC
5.0 from 84 Google reviewsYour business? Click here to claim this profile
Fair
6.5BrokerScoreTop Broker #3Ranked by BrokerScore
The Finance Lab
Mortgage brokers in Shepparton, VIC · Registered since 2023
5.0 from 66 Google reviewsYour business? Click here to claim this profile
Fair
6.4BrokerScoreMore mortgage brokers based in Shepparton
Aussie Shepparton
Mortgage brokers in Shepparton, VIC · Registered since 2021
4.9 from 45 Google reviewsYour business? Click here to claim this profile
Fair
6.0BrokerScoreBlack Book Finance
Mortgage brokers in Shepparton, VIC · Registered since 2023
4.8 from 5 Google reviewsYour business? Click here to claim this profile
Fair
4.6BrokerScoreMortgage brokers and home loans in Shepparton
5 mortgage brokers on BrokerScore are based in Shepparton or serve the area. Together they have 333 reviews with an average rating of 5.0 out of 5.
At the 2021 Census, 28% of homes in Shepparton were owned with a mortgage (Victoria: 36%), 31% were owned outright and 37% were rented. The median mortgage repayment was $1,249 a month and the median rent was $270 a week. With more renters than the VIC average, plenty of locals are working towards buying their first home.
Home ownership figures: ABS 2021 Census, Shepparton Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Property prices in Shepparton
Median house price$545,000▲ 14.7% over 12 months153 sales
Median unit price$385,000▼ 18.1% over 12 months24 sales
5% Deposit Scheme cap$650,000First home buyers
Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.
Buying your first home in Shepparton
Shepparton is in the $650,000 price cap area for the Australian Government 5% Deposit Scheme (the rest of Victoria). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Victoria grants and concessions- A First Home Owner Grant for eligible new homes.
- A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
- Check the State Revenue Office for current amounts and thresholds.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Shepparton →Mortgage broker Shepparton FAQs
How many mortgage brokers are there in Shepparton?
There are 5 mortgage brokers on BrokerScore based in Shepparton or serving the area.
Who are the top rated mortgage brokers in Shepparton?
By BrokerScore, the top rated mortgage brokers in or near Shepparton are Brokerhouse, Part of UFinancial (6.6), Loan Market Mike Timothee (6.5) and The Finance Lab (6.4). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Shepparton?
Most mortgage brokers in Shepparton don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Shepparton?
At the 2021 Census, the median mortgage repayment in Shepparton was $1,249 a month, and 28% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
How much does a house cost in Shepparton?
In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Shepparton was $545,000 (up 14.7% on a year earlier) and the median unit price was $385,000.
What is the 5% Deposit Scheme price cap in Shepparton?
Shepparton falls under the $650,000 price cap that applies in the rest of Victoria. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Shepparton?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.