Mortgage brokers in Swan Hill
0 mortgage brokers in Swan Hill, VIC 3585, who help with self-employed or low doc. The top three are ranked by BrokerScore.
Updated October 2026
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Mortgage brokers and home loans in Swan Hill
3 mortgage brokers on BrokerScore are based in Swan Hill or serve the area. Together they have 24 reviews with an average rating of 4.8 out of 5.
At the 2021 Census, 30% of homes in Swan Hill were owned with a mortgage (Victoria: 36%), 35% were owned outright and 32% were rented. The median mortgage repayment was $1,300 a month and the median rent was $235 a week.
Home ownership figures: ABS 2021 Census, Swan Hill Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Property prices in Swan Hill
Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.
Buying your first home in Swan Hill
Swan Hill is in the $650,000 price cap area for the Australian Government 5% Deposit Scheme (the rest of Victoria). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Victoria grants and concessions- A First Home Owner Grant for eligible new homes.
- A full duty exemption or a duty concession for eligible first home buyers, depending on the property’s value.
- Check the State Revenue Office for current amounts and thresholds.
General information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Swan Hill →Mortgage broker Swan Hill FAQs
How many mortgage brokers are there in Swan Hill?
There are 3 mortgage brokers on BrokerScore based in Swan Hill or serving the area.
Who are the top rated mortgage brokers in Swan Hill?
By BrokerScore, the top rated mortgage brokers in or near Swan Hill are Border Finance Solutions (5.5), Violi Finance (4.5) and Dodgshun Medlin (3.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
How much does a mortgage broker cost in Swan Hill?
Most mortgage brokers in Swan Hill don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
What’s the average mortgage repayment in Swan Hill?
At the 2021 Census, the median mortgage repayment in Swan Hill was $1,300 a month, and 30% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
How much does a house cost in Swan Hill?
In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Swan Hill was $550,000 (up 0.9% on a year earlier) and the median unit price was $387,500.
What is the 5% Deposit Scheme price cap in Swan Hill?
Swan Hill falls under the $650,000 price cap that applies in the rest of Victoria. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
Should I use a mortgage broker or go straight to my bank?
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
How do I choose a mortgage broker in Swan Hill?
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.