Mortgage Choice Blacktown - Irene & Christopher Cujko
5.0 from 213 Google reviewsBlacktown, NSW
Website verified
RefinancePAYGUpsizing and bridgingCommercial
Mortgage brokers for refinancing in Sydney
Compare mortgage brokers in Sydney who help with refinancing. Check their BrokerScore and reviews, and see which lenders they work with.
3 refinancing specialists in Sydney
How we rank
Initio Finance
5.0 from 55 Google reviewsBankstown, NSW
Website verified
First home buyersPAYGUpsizing and bridgingRefinance
Minyi Peng
5.0 stars from 5 reviewsM&P Future Finance · Sydney, NSW
CommercialVisa holdersFirst home buyersRefinance
“I had a great experience working with Mini throughout my home loan process. She was professional, knowledgeable, and genuinely passionate about…” HANK
More highly rated mortgage brokers in Sydney
These mortgage brokers haven’t listed refinancing as a specialty on BrokerScore. Many still help with it, so it’s worth asking.
When refinancing makes sense
Common reasons are a lower rate, finishing a fixed term, consolidating debts, releasing equity for renovations or an investment, or wanting features like an offset account. It can also make sense if your property has grown in value and your loan is now a smaller share of it.
Costs to weigh up
Look at discharge fees on your current loan, any break costs if you’re fixed, application and valuation fees with the new lender, and government registration fees. If you’ll borrow more than 80% of your property’s value, check whether lenders mortgage insurance applies again.