7 mortgage brokers in Williamstown, VIC 3016, plus 23 more within 5 km. The top three are ranked by BrokerScore.
Updated October 2026
7 mortgage brokers on BrokerScore are based in Williamstown or serve the area. Together they have 870 reviews with an average rating of 5.0 out of 5.
At the 2021 Census, 33% of homes in Williamstown were owned with a mortgage (Victoria: 36%), 40% were owned outright and 25% were rented. The median mortgage repayment was $2,700 a month and the median rent was $450 a week.
Home ownership figures: ABS 2021 Census, Williamstown Suburb and Locality, used under CC BY 4.0. Mortgage broker figures from BrokerScore, updated October 2026.
Jan-Mar 2026 quarter. Source: Victorian Property Sales Report, Valuer-General Victoria, CC BY 4.0. Medians move around in suburbs with few sales, so treat them as a guide.
Williamstown is in the $950,000 price cap area for the Australian Government 5% Deposit Scheme (Melbourne and Geelong). Eligible first home buyers can buy up to that price with a 5% deposit and no lenders mortgage insurance.
Victoria grants and concessionsGeneral information only, checked 9 October 2026. Sources: 5% Deposit Scheme price caps, Victoria. Eligibility rules apply, so confirm with a mortgage broker.
Find a first home buyer mortgage broker near Williamstown →There are 7 mortgage brokers on BrokerScore based in Williamstown or serving the area, plus 23 more within 5 km.
By BrokerScore, the top rated mortgage brokers in or near Williamstown are Loan Market Port Melbourne - Port Melbourne (6.7), Accession Finance: Mortgage Brokers Melbourne (6.6) and Mortgage Choice Williamstown - Jonathan Lee (6.6). BrokerScore is a rating out of 10 that reflects reviews and how well a mortgage broker looks after the people who contact them. Mortgage brokers can’t pay to change it.
Most mortgage brokers in Williamstown don’t charge you for a standard home loan. They’re usually paid a commission by the lender once your loan settles. Some charge a fee for complex loans, so ask upfront. Every mortgage broker must give you a credit guide that explains how they’re paid and any fees.
At the 2021 Census, the median mortgage repayment in Williamstown was $2,700 a month, and 33% of homes were owned with a mortgage. Interest rates and prices have changed since then, so a local mortgage broker can work out what repayments would look like for you today.
In the Jan-Mar 2026 quarter figures from the Victorian Property Sales Report, Valuer-General Victoria, the median house price in Williamstown was $1,557,500 (up 7% on a year earlier) and the median unit price was $700,000.
Williamstown falls under the $950,000 price cap that applies in Melbourne and Geelong. Under the Australian Government 5% Deposit Scheme, eligible first home buyers can buy up to this price with a 5% deposit and no lenders mortgage insurance. Some suburbs span more than one postcode, so confirm with a participating lender or mortgage broker.
A bank can only offer its own home loans. A mortgage broker compares loans from the lenders on their panel. They must act in your best interests, and they handle the paperwork through to settlement.
Compare BrokerScores and read recent reviews, check they help with your situation (for example first home buyers, refinancing or self-employed borrowers) and see which lenders they work with. Ask how they’re paid and how many lenders they’ll compare for you. You can message any mortgage broker on this page for free.